Under investigation by federal, state and city authorities. Sued by tenants. Reviewed by lenders. Here's Clay Wyatt.

This Wells Fargo banker in Colorado is a slumlord.

Sued by tenants, investigated by the states and feds, still a Wells Fargo banker

You know that Clay Wyatt aka Charles Clay Wyatt aka Charles Clayton Wyatt is a Wells Fargo banker. And you know that his job is regulated by some foundational state and federal laws. You also know that he's a notorious slumlord. He's under investigation by state, federal and local authorities for source-of-income discrimination (basically benefits fraud), he's being sued and investigated for habitability violations, self-help evictions and retaliatory eviction practices and he's hated by every real estate group and guru online for being the reason there's a serious conversation in Colorado about licensing landlords (not properties as is now, but landlords themselves). You know that some Wells Fargo bankers also own rental property portfolios. Their jobs are regulated by state and federal laws meant to ensure honesty, transparency and public trust, potentially a problem when you're being investigated for all of these things. When those same professionals become landlords accused of unsafe or discriminatory practices, the overlap between banking ethics and housing law becomes a matter of genuine public concern.Across Colorado, residents and legislators are debating whether the state should license landlords themselves - not just rental properties. One catalyst for that debate is a recent Boulder County District Court case that lays out detailed allegations of habitability violations, retaliation, and source-of-income discrimination by a landlord who also holds a business-development position at Wells Fargo Bank, N.A. The verified court filing asserts unsafe basement bedrooms lacking legal egress, exposure to exhaust fumes, no mandatory rescue windows, retaliatory eviction practices and refusal to cooperate with state rental-assistance programs.Those allegations, if proven, would not just raise landlord-tenant questions; they would highlight a deeper regulatory blind spot. Banking professionals operate under the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), and the Colorado Division of Banking, all of which impose “fitness and integrity” requirements intended to protect the public from misconduct that undermines confidence in the financial system. What complicates things is that Wells Fargo is already infamous for violating all sorts of banking ethics and rules around fair banking practices.Here are some questions for oversight and compliance officials at Wells Fargo Bank:Does the bank require disclosure when a business-development executive is sued for alleged violations of state anti-discrimination or habitability laws?What steps does Wells Fargo take to ensure its employees’ outside business activities, especially housing or lending-adjacent ventures, comply with ethical and fair-housing obligations?How does the bank evaluate potential reputation risk when employees’ private conduct may conflict with Wells Fargo’s published values of integrity, inclusion, and community stewardship?Under OCC enforcement guidelines, can patterns of civil or administrative actions alleging discrimination by a bank officer trigger review under “fitness and propriety” standards?Should the OCC require banks to maintain internal reporting mechanisms for non-financial misconduct that could harm public trust in the banking system?Are state-chartered bank employees who act as landlords subject to any special disclosure or conflict-of-interest requirements?Should Colorado’s financial regulators coordinate with housing agencies to flag potential conflicts between banking compliance roles and repeated landlord-tenant litigation?Financial institutions are pillars of trust. When their employees engage in business practices that are investigated by federal and state officials for contradicting that trust, whether in lending or in housing, the integrity of both systems erodes. Colorado’s push for stronger landlord licensing ("Wyatt's Law") isn’t just about tenant safety; it’s also about ensuring that individuals entrusted with the public’s money meet the same ethical standards in every sphere of their professional and personal dealings.